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Highest Security

We take your data seriously. OPES is being developed with end-to-end encryption and privacy-first principles at its core. Your personal and financial information will always be protected using industry-standard security protocols and we’ll never share your data without your clear, explicit consent.

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Trusted Partners

OPES is committed to working exclusively with regulated partners for open banking and investment services. Our goal is to ensure all financial transactions and product recommendations are delivered through trusted, compliant institutions that meet the highest regulatory standards.

Talk to OPES like a friend

Ask anything, anytime. OPES learns about your life, dreams, and finances through simple, human conversations, then provides clear, jargon-free guidance and practical solutions tailored just for you.

TALK WITHOUT THE
JARGON

BUDGET, 
SAVE, 
INVEST

BUILT FOR
REAL-LIFE
GOALS

LEARNS
AND GROWS
WITH YOU

Visualise your goals

Whether it's buying a home, retiring early, or taking a big trip, set personalized goals and let OPES guide you with clear steps and tailored financial strategies to reach them.

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Understand where your money goes

​Automatically track and categorize your spending to uncover patterns, spot savings opportunities, and gain control over your finances - without needing spreadsheets or manual effort.

Invest with confidence

Get smart, ready-made investment options matched to your goals. No jargon, no guesswork - just simple strategies from trusted global providers, right inside the app.

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Explore your future with ‘what-if’ scenario

Simulate different life scenarios - like changing jobs, saving more, or retiring early - and see how your choices today can impact your financial future.

YOUR FRIEND IN FINANCE

Need to save for a house, a holiday, or just get your money under control?

OPES helps you figure it out - by talking with you, learning what matters, and guiding you step by step.

You focus on living.
OPES handles everything else.

Join the waitlist and unlock OPES Premium at reduced price. Invite your friends and get OPES Premium, for life.

WHY OPES

OPES is your AI-powered financial companion, built for people who want to feel in control of their money - without needing to become finance pros. It’s designed for real life, for those who don’t have the time, energy, or interest to dive into the world of personal finance. If money stresses you out, OPES is here to change that.

Built using the latest AI tech and shaped by the knowledge of experienced financial advisors, OPES offers smart, judgment-free guidance that evolves with you. From budgeting and saving to investing, it takes a 360-degree view of your financial life - helping you understand where your money goes, how to grow it, and how to reach your goals, whether that’s buying a home, building a safety net, or retiring early.

What makes OPES different? It gets smarter the more you use it. As you and OPES talk, it learns more about your lifestyle, your habits, and your dreams. That means better advice, more relevant insights, and solutions that actually fit your life - not someone else’s.

No jargon. No pressure. Just a personalized path to financial confidence.

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